Commercial General Liability (CGL) insurance is a type of insurance policy that provides coverage for a wide range of liability risks faced by businesses. It is designed to protect businesses from financial losses and legal liabilities arising from third-party claims for bodily injury, property damage, personal injury, and advertising injury.
Why do you need Commercial General Liability?
Risk and Reputation
Who would benefit?
Overall, Commercial General Liability insurance is a crucial protection for businesses, shielding them from the financial risks associated with third-party claims for bodily injury, property damage, personal injury, and advertising injury.
All types of businesses
Contractors and service providers
Property owners and landlords
Clients and customers
Vendors and partners
What is Covered?
Bodily Injury Coverage
Property Damage Coverage
Personal and Advertising Injury Coverage
Products and Completed Operations Coverage
Legal Defense Costs
Medical Payments Coverage
Who is covered?
Commercial General Liability (CGL) insurance typically covers the following parties: Insured Business, Business Owners, Employees, Subsidiaries and Affiliated Entities and Additional Insureds.
What is Excluded?
(examples of exclusions – not meant to be exhaustive)
Your business is complex - securing a long term insurance partner shouldn't be.