commercial
general liability

What is it?
What is it?
Commercial General Liability (CGL) insurance is a type of insurance policy that provides coverage for a wide range of liability risks faced by businesses. It is designed to protect businesses from financial losses and legal liabilities arising from third-party claims for bodily injury, property damage, personal injury, and advertising injury.
Why do you need
Commercial
General Liability?
Legal Protection
01
Financial Security
02
Contractual Requirements
03
Risk and Reputation Management
04

Who would benefit?

Overall, Commercial General Liability insurance is a crucial protection for businesses, shielding them from the financial risks associated with third-party claims for bodily injury, property damage, personal injury, and advertising injury.

  • All types of businesses
  • Business owners
  • Contractors and service providers
  • Property owners and landlords
  • Clients and customers
  • Vendors and partners
  • Employees
What is Covered?
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Personal and Advertising Injury Coverage
  • Products and Completed Operations Coverage
  • Legal Defense Costs
  • Medical Payments Coverage
  • Supplementary Payments
Who is covered?
Commercial General Liability (CGL) insurance typically covers the following parties: Insured Business, Business Owners, Employees, Subsidiaries and Affiliated Entities and Additional Insureds.
What is Excluded?
(examples of exclusions – not meant to be exhaustive)
  • Professional Services
  • Intentional Acts
  • Employee Injuries
  • Auto Liability
  • Pollution
  • Product Recall
  • Contractual Liability
  • Employment Practices