Meet the TEam

Relm Insurance is a provider of specialized insurance solutions. With a dedicated team of professionals, we have established ourselves as a premier specialty insurer catering to the needs of emerging industries. Based in Bermuda, we have a unique team of individuals who bring specialized knowledge and expertise to address the complexities of the insurance industry.

At Relm, we excel in serving as a trusted partner to diverse sectors, focusing on emerging industries such as digital assets, Web3 technologies, cannabis, psychedelics, and more. Our expertise in these rapidly evolving fields, combined with our comprehensive coverage options, allows us to effectively mitigate risks and safeguard the interests of our valued clients.

Barbara Repandis

Chief Human Resources
Barbara has over 20 years of experience overseeing Human Resources and Administration, supporting organizational leadership and growth objectives. Her efforts to build and strengthen organizational culture have successfully enabled firms she has partnered with to achieve significant growth and be recognized continuously as Employer of Choice.
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Colin James

Chief Financial Officer
Colin James is Relm’s Chief Financial Officer (CFO) with over two decades of leadership experience in multinational insurance companies. He has held pivotal roles at Alterra Capital Holdings Limited and Ironshore Inc., ultimately serving as CFO of Ironshore Insurance Ltd. Colin is a Bermudian CPA and CFA® charter holder, contributing invaluable financial expertise to our team.
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Joseph Ziolkowski

Co-Founder & CEO
Joe is the CEO & Co-Founder of Relm. His decade-long track record as a risk management professional and insurance entrepreneur includes the successful launch of two insurance company startups along with execution of alternative risk financing and risk transfer solutions for national and multinational companies.
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Brianna Correia

Brianna joined Relm in 2022 as a Financial Advisor and is now one of our Accountants. Before Relm she served as an Operations Manager at BermudaBuilt Group, where she was responsible for preparing bid letters and budgets, implementing growth strategies, managing daily banking activities, and processing accounts payable transactions.
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Denzel Simons

Senior Underwriter of Financial and Professional Lines
Denzel joined Relm in 2022 as a Senior Underwriter of Financial and Professional Lines. He brings over 7 years of experience in underwriting in the areas of transportation, chemicals, and consumer goods, where he was a Senior Underwriter in Excess Liability, curating solutions for Fortune 1000 companies.
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Mikal Simmons

Underwriting Analyst for Digital Assets, Cyber & Professional Lines
Mikal joined Relm in 2023 as an Underwriting Analyst for Digital Assets, Cyber & Professional Lines. Prior, he was an intern in property and energy underwriting at Liberty Mutual. Here he worked with underwriters, learning how to review accounts, understanding the intricacies of the lines of business and how to interact with brokers to further the relationships built and help progress the business.
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Alexis Smith

Underwriter - Digital Assets, Cyber & Professional Lines
Prior to joining Relm, she served as a Security Analyst at Validus Re where she worked on the integration of AWS with Active Directory, conducted vendor assessments, assisted with IT audits, facilitated the development of phishing tests for employees, provided staff education on phishing and managed the network layer protection to name a few.
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Sophia Zaller

VP of Business Development
Sophia started at Relm in 2021 as an Underwriter, and now acts as VP of Business Development, where she oversees communications, marketing, and public relations. Before Relm, she was an Investment Banking Analyst with Goldman Sachs, working on debt financings and public-private partnerships for clients such as governments, hospitals, airports, and school districts.
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Eric Roberts

VP of Claims
In 2022, Eric joined Relm as VP of Claims with 14+ years of experience in insurance and specializes in claims management. Previously at Pekin Insurance, he started as a claim representative and worked up to Regional Claims Manager. There, he oversaw the Claims department, managed a team of 18 employees, and handled all customer service interactions regarding claims.
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Donavan Burgess

SVP, Underwriter - Digital Assets, Cyber and Professional Lines
Donavan joined Relm in 2022 as SVP Underwriter of Digital Assets, Cyber, and Professional Lines. Prior he served as Assistant Vice President, Senior Underwriter at AXA XL Bermuda, where he managed an extensive cyber and professional liability insurance portfolio comprising Fortune 1000 companies across all industries and segments.
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Trevor Nelson

VP of Risk
Trevor VP of Risk since 2022 has almost ten years of experience in internal audit for major insurers and reinsurers in Bermuda. He managed risk assessments, annual audit plans and compliance for NYSE publicly traded reinsurers. He has extensive experience in internal control development and report preparation for senior management.
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Carol Faries

SVP, Finance and Accounting
Carol joined Relm in 2020 as the SVP of Finance and Accounting, bringing nearly two decades of experience in the Bermuda insurance market. Prior to joining Relm, Carol served as the Assistant Controller for Bermuda Fire and Marine Insurance Group, where she was responsible for management and regulatory reporting, supporting cross-functional teams and primary contact for audits.
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Jeffrey Jabon

Head of Underwriting Operations, Strategic Projects & Products
Jeffrey has served as an advisor to Relm since 2020 and joined the company full-time in 2022. He brings 25+ years of insurance experience, including 15 years as an underwriter in the Bermuda insurance market and as the SVP of Financial Lines for Chubb Bermuda.
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Courtney Lima-Furbert

Underwriting Analyst of Digital Assets
Courtney joined Relm in 2022 as Underwriting Analyst of Digital Assets, Cyber & Professional Lines. She previously worked at Lancashire Insurance as a Claims Analyst. Here she supported the accurate and timely investigation, administration, quantification, negotiation, and settlement of any potential exposures on inward claims across all business groups, within specific authorities assigned by the Company.
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Yasser Baia

Underwriter of Digital Assets
Yasser joined Relm in 2021 as an Underwriter of Digital Assets, Cyber and Professional Lines. Prior to joining Relm, Yasser served as an audit associate intern with PWC after graduating from the University of Kent with a BsC in Accounting and Finance.
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